The Smart Way to Pay & Get Paid.
Welcome to VPAY, the revolutionary platform designed for your daily financial needs. Experience the ease of managing your money, paying your bills, and growing your business with a single, powerful tool.
Everything You Need in One App
VPAY simplifies your financial life with a comprehensive suite of services for everyone.
User App
The heart of the VPAY experience, putting the power of daily financial transactions right in your pocket.
Merchant App
Expertly designed to make accepting digital payments fast, secure, and simple for your business.
Agent App
A vital human touchpoint, bridging the gap between cash and the digital world for your community.
Your Lifestyle Partner
VPAY is more than just a wallet. Unlock a world of convenience with services designed for your life.
VPAY Card
Shop online with our prepaid card, your secure gateway to e-commerce.
Buy Mobile Loads
Instantly top up your mobile load for any network, anytime, anywhere.
Pay Bills
Settle your utility bills like Meralco, water, and more without the queues.
Send or Receive Money
Instantly send and receive money from other VPAY users, free of charge.
VPAY Loans
Access financial support when you need it through our trusted lending services.
VPAY Travel
Let our AI assistant plan your next perfect getaway.
V Insurance
Life, Medicare and Non-Life Insurance to protect what matters most.
Pay Government
Conveniently pay SSS, Pag-IBIG, PhilHealth contributions, and more.
VPAY Merchant App: Powering Your Business
Empower your business with our dedicated Merchant App, built for owners and their staff to accept digital payments effortlessly.
Accept Payments with QR
Generate a static QR for your counter or dynamic codes for each sale. Customers simply scan to pay.
Instant Notifications
Receive real-time notifications the moment a payment is successful, providing immediate confirmation.
Sales Dashboard
Access a powerful dashboard to track sales and view transaction histories for easy bookkeeping.
POS (Cash Register)
Use our built-in Point-of-Sale system to manage sales, inventory, and operations seamlessly.
Easy Settlement
Transfer your earnings from your merchant wallet directly to your registered bank account.
Invoicing
Create and send professional invoices directly from the app, perfect for freelancers and services.
Staff Management
Create "cashier" sub-accounts for employees to accept payments without giving them full access.
Accept Credit Cards
Expand your customer base by accepting major credit and debit cards. More payment options, more sales.
BIR Accredited
Stay compliant with ease. Our system is BIR-accredited, simplifying your tax reporting and ensuring peace of mind.
VPAY Agent App: Heart of the Community
Join our network and become a vital human extension of our digital financial services. Empower your community and grow your income.
Key Services You Will Provide
- Cash-In / Cash-Out: Help users convert physiphysical cash into a VPAY digital balance and withdraw their digital funds as cash.
- User Onboarding: Assist new users in registering for a VPAY account and help them through the KYC verification process.
- Assisted Payments: Accept cash from customers to help them pay for bills and other services through your agent app.
Benefits of Being a VPAY Agent
- Earn Commissions: Your primary incentive is earning a commission on every transaction you process. Track your earnings easily through the app's dashboard.
- Increase Accessibility: Be a vital link, bringing financial services to customers in areas with limited access to banks.
- Manage Your Operations: Use the app to view your complete transaction history and manage your "float," the digital balance you use for transactions.
Getting Started is Simple
Join the VPAY revolution in just a few easy steps.
Download the App
Find VPAY on the Google Play Store or Apple App Store.
Register
Sign up in minutes using your phone number and email.
Verify Your Account
Complete the secure KYC process to unlock all features.
Cash In
Add funds to your new wallet and you're ready to go!